Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? Share | Related Content Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer. Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).